Different levels of management

Top-level management

• Top-level managers require an extensive knowledge of management roles and skills.
• They have to be very aware of external factors such as markets.
• Their decisions are generally of a long-term nature.
• They are responsible for strategic decisions.
• They have to chalk out the plan and see that plan may be effective in future.
• They are executive in nature.

Middle management

• Mid-level managers have a specialized understanding of certain managerial tasks.
• They are responsible for and carrying out the decisions made by top-level management.
• They are responsible for tactical decisions.

Lower management

• This level of management ensures that the decisions and plans taken by the other two are carried out.
• Lower-level managers’ decisions are generally short-term ones.

Four General Kinds of IS 

• Operational-level systems
  • support operational managers by monitoring the day-to-day’s elementary activities and transactions of the organization.  e.g. TPS.
• Knowledge-level systems
  • support knowledge and data workers in designing products, distributing information , and coping with paperwork in an organization.  e.g. KWS, OAS
• Management-level systems
  • support the monitoring, controlling, decision-making, and administrative activities of middle managers. e.g. MIS, DSS
• Strategic-level systems
  • support long-range planning activities of senior management.  e.g. ESS

OPERATIONAL SUPPORT SYSTEM

Transaction processing system (TPS):

A TPS collects and stores information about transactions, and controls some aspects of transactions. A transaction is an event of interest to the organisation. e.g. a sale at a store.

  Computerized system that performs and records the daily routine transactions necessary to conduct the business; these systems serve the operational level of the organization 

• TYPE: Operational-level
• INPUTS: transactions, events
• PROCESSING: updating
• OUTPUTS: detailed reports
• USERS: operations personnel, supervisors
• DECISION-MAKING: highly structured

EXAMPLE: payroll, accounts payable

Office automation system (OAS) :

OAS provides individuals effective ways to process personal and organisational data, perform calculations, and create documents.
e.g. word processing, spreadsheets, file managers, personal calendars, presentation packages
For are used for increasing personal productivity. They reduce “paper warfare”. OAS software tools are often integrated (e.g. Word processor can import a graph from a spreadsheet) and designed for easy operation.

Computer system, such as word processing, electronic mail system, and scheduling system, that is designed to increase the productivity of data workers in the office. 

• TYPE: Knowledge-level
• INPUTS: documents, schedules
• PROCESSING: document management,  scheduling, communication
• OUTPUTS: documents; schedules
• USERS: clerical workers

 EXAMPLE: document imaging system

MANAGEMENT SUPPORT SYSTEMS

Management information system (MIS) :

It converts TPS data into information for monitoring performance and managing an organisation. Transactions recorded in a TPS are analyzed and reported by an MIS.

They have large quantities of input data and they produce summary reports as output. Used by middle managers. An example is an annual budgeting system.

information system at the management level of an organization that serves the functions of planning, controlling, and decision making by providing routine summary and exception reports. 

• TYPE: Management-level
• INPUTS: high volume data
• PROCESSING: simple models
• OUTPUTS: summary reports
• USERS: middle managers
• DECISION-MAKING: structured. to semi- structured.

EXAMPLE: annual budgeting

Decision support system (DSS):

It  helps strategic management staff (often senior managers) make decisions by providing information, models, or analysis tools. For support of semistructured and unstructured decisions (structured decisions can be automated). Used for analytical work, rather than general office support.

They are flexible, adaptable and quick. The user controls inputs and outputs. They support the decision process and often are sophisticated modelling tools so managers can make simulations and predictions.

 Information system at the management level of an organization that combines data and sophisticated analytical models or data analysis tools to support semi- structured and unstructured decision making. 

• TYPE: Management-level
• INPUTS: low volume data
• PROCESSING: simulations, analysis
• OUTPUTS: decision analysis
• USERS: professionals, staff managers
• DECISION-MAKING: semi-structured

EXAMPLE: sales region analysis

  Characteristics of Decision-Support Systems

1. DSS offer users flexibility, adaptability, and a quick response.

2. DSS operate with little or no assistance from professional programmers.

3. DSS provide support for decisions and problems whose solutions cannot be specified in advance.

4. DSS use sophisticated data analysis and modelling tools.

Executive information system (EIS):

Also known as an Executive Support System (ESS), it provides executives information in a readily accessible, interactive format. They are an MIS for executive use. An EIS/ESS usually allows summary over the entire organisation and also allows drilling down to specific levels of detail.

Used by top level (strategic) management. They are designed to the individual. They let the CEO of an organisation tie in to all levels of the organisation. They are very expensive to run and require extensive staff support to operate.

Information system at the strategic level of an organization that address structured king through advanced graphics and communications.

TYPE: Strategic level

• INPUTS: aggregate data; internal and external
• PROCESSING: interactive
• OUTPUTS: projections
• USERS: senior managers
• DECISION-MAKING: highly unstructured

EXAMPLE: 5 year operating plan

Classification of IS  by Functional Area

• The accounting system information
• The finance information system
• The manufacturing (operations, production) information system
• The marketing information system
• The human resources information system

 Sales & Marketing Systems

• Systems that help the firm identify customers for the firm’s products or services, develop products and services to meet customer’s needs, promote products and services, sell the products and services, and provide ongoing customer support.

Manufacturing and Production Systems

• Systems that deal with the planning, development, and production of products and services and with controlling the flow of production.

Finance and Accounting Systems

• Systems that keep track of the firm’s financial assets and fund flows.

Human Resources Systems

• Systems that maintain employee records; Track employee skills, job performance, and training; And support planning for employee compensation and career development.

ALL OF THE MOST ……………….

• You see a gorgeous girl at a party. You go up to her and say, “I’m fantastic in bed.” That’s Direct Marketing.
• You’re at a party with a bunch of friends and see a gorgeous girl. One of your friends goes up to her, and pointing at you says, “He’s fantastic in bed.” That’s Advertising.
• You see a gorgeous girl at a party. You go up to her and get her telephone number. The next day you call and say, “Hi, I’m fantastic in bed.” That’s Telemarketing.
• You’re at a party and see a gorgeous girl. You get up and straighten your tie, walk up to her and pour her a drink. You open the door for her, pick up her bag after she drops it, offer her a ride, and then say, “By the way, I’m fantastic in bed.” That’s Public Relations
• You’re at a party and see a gorgeous girl. She walks up to you and says, “I hear you’re fantastic in bed.” That’s Brand Recognition.You’re at a party & when you approach to that gorgeous girl with a line that I’m fantastic in bed.” and she reply you with a Slap on your face .. That’s “Customer’s Feed Back”

Here are answers to twenty questions that crop up frequently in the taxpayer’s mind:

1. Heard of New Year. What are financial year, previous year and assessment year?
A financial year (FY) is a period of 12 months commencing on 1 April of a year and ending on 31 March the next year. An assessment year is the year immediately following an FY.
For the purpose of calculating income tax, FY is the period during which the income has been earned. The income earned in a FY is assessed in the following year, that is, the assessment year.
For example, income earned in FY 2007-08 (1 April 2007 to 31 March 2008) will be assessed for tax in the year 2008-09. The year preceding the assessment year is the previous year.


2. What if I have not received my Form 16?Employers are supposed to hand over Form 16 within 30 days of the end of a financial year, that is, by 30 April. Ask your employer to issue Form 16 immediately so that you don’t miss the 31 July deadline for filing return for salaried employees.
If you think that your employer might not issue the form in time, you can write a registered letter to him on the issue and send a copy of this to your assessing officer. The employer can be penalised for not issuing the form in time.
If no tax was deducted at source, you can ask your employer for a salary certificate on his letterhead stating your salary during the financial year. This certificate can be used to file a return.

3. Can I use my investment in ELSS this year to reduce last year?s tax liability?No. But if you had not claimed any deductions in your previous year?s return, you may file a revised return to claim a refund, if eligible. However, fresh investments would not be eligible for deductions from last year’s income.

4. Taxes get deducted from my salary every month. Do I need to file income tax return?
Yes. Filing of tax is compulsory for every person whose gross total income, that is, the income under the five heads before allowing for any deduction such as insurance premium, exceeds the basic exemption limit. For financial year 2007-08 (assessment year 2008-09), this exemption limit was Rs 145,000 for women below the age of 65, Rs 195,000 for persons above 65, and Rs 110,000 for any other individual.
Every person falling in the tax bracket should file a return, even if his tax liabilities have been taken care of by the employer through tax deducted at source.
Persons whose salaries have been subjected to TDS are also required to file return because they may have earned from sources other than salary.

5. I have earned under two heads?salary and capital gains. Which form should I use to file my return? How will my tax be assessed?
As an individual assessee, if you have earned income from capital gains in addition to your salary, you will have to file your return in form ITR-2. For taxation, you will have to first segregate capital gains into short-term and long-term.
Any gain from selling shares held for more than a year is termed long-term. Gain from sale of shares held for a year or less is called short-term. If you have paid the securities transaction tax on all share trading, LTCG will be exempt from tax and STCG will be taxed at 10 per cent for FY 2007-08.
Your gross tax outlay will depend on your salary income, income from capital gains, income from other sources like interest on bank deposits, and the deductions you are entitled to.

6. I was in two jobs. How should I file return?
The aggregated income from both your employers will be considered while calculating your tax. Ideally, both companies should give you Form 16 for salary earned during the relevant period. Try to get a salary certificate from your previous employer if you cannot get Form 16 from him. Submit this estimate and a declaration in Form 12B to your current employer who will then incorporate these details in the Form 16 that he issues.

7. What if I miss the deadline of July 31?
If there are no balance taxes to be paid, no interest or penalty will be levied if you file your return before 31 March 2009. However, there is a penalty of Rs 5,000 if you fail to file by that date. In case there are tax arrears, a penalty of 1 per cent per month will be charged as interest on the taxes due.

8. I took up a job in Bengaluru recently. My IT return was filed in Delhi till now. Where should I file it now?
You can file your IT return either in the city you are residing in at present, or in the city where your office is located. Since you have joined a company based in Bengaluru and also shifted your residence there, you will be required to file your return at Bengaluru.
You should write a letter about the change of your address to your current assessing officer and mark a copy of the same to your assessing officer in Delhi. You should also write to the IT Department to get your address changed in its PAN records.
It would be best if you enclose a copy of your previous year’s return while filing your return at Bengaluru. This will serve as a ready reference for your current assessing officer.

9. I have misplaced my insurance receipt. Is it necessary to attach it and other relevant documents with the tax return?
No attachments are needed with the current ITR forms as the forms themselves capture most of the required information. You don’t even need to attach the computation sheet with the form. After you submit the form, the IT department cross-references the TDS details using Oltas (Online Tax Accounting System). However, make sure to carry the photocopies of all the relevant documents to the income tax office.

10. Last minute planning can hurt. How do I prepare myself for next year?
This financial year (2008-09) would be better than the previous one as Budget 2008 has already brought a minimum of Rs 4,000 as tax savings for all the taxpayers. There is a gamut of instruments that can be used to avail deductions under Section 80C.
The mix taken usually depends on the safety, liquidity and term of the various instruments. However, most taxpayers generally forget to factor in whether the income generated by the instrument is subject to tax. It is at the fag end of the financial year that most salaried employees wake up to the need to save taxes through investments.
And in this last minute commotion and confusion, a lot investment happens in assets that are low on return, high on risk, or unsuited to the long-term financial objectives of the investor. As in life, it is always better to be an early riser in tax planning too and begin right at the dawn of a financial year, in April.
A deduction of up to Rs 100,000 is allowed from income every year on specified investments, expenses or payments.
Among these are bank deposits with a minimum period of five years, life insurance premiums, Employees’ Provident Fund, Public Provident Fund, repayment of the principal amount on housing loans, tuition fees, National Savings Certificate and equity-linked saving schemes. Link tax saving investments to long-term goals. Gauge Section 80C instruments as tax savers and wealth creators by looking at their post-tax return.

There are some more things to know in this regard… i will tell u later….in the meantime…..do write comments on this article….Do u like it or not? How it was? What u want to read…. Do tell me Your opinions.

STATE BANK Of INDIA (SBI)
Central Recruitment & Promotion Department
Advertisement No. CRPD/PO/2009-09/04
Applications are invited from eligible Indian Citizens for appointment as Probationary Officers (PO) in State Bank of India.
Probationary Officer (PO) Jobs / Vacancies in SBI
Number of Posts: 3500
Qualification:60% marks in class XII and 55% marks in GraduationorPost - Graduation, SC/ST/PWD Candidates - 55% marks in class XII and 50% marks in GraduationorPost-Graduation, Computer Literacy - Proficiency in computer (Certificate from a reputed Instituteorhaving computer as a subject in class XII or Graduation)
Age:21-30 years as on 01/07/2008.Relaxation as per rules.
Pay Scale : Rs.10000-18240/- (Approx Rs.4 Lac per annum)
Apply:Apply online between 14/07/2008 to 16/08/2008.Deposite a fee of Rs.250/- in any CBS branch of SBI and get Challan No.Detail of fee and other information should be submitted online at SBI website.
Date of Written ExaminationsPre Exam: 12/10/2008 (Pre)Final Exam on : 30/11/2008
Last Date for Receipt of Applications: 16/08/2008
For more details, please refer to detailed advertisement appearing on the Bank’s Website and being published in Rozgar Samachar / Employment News on 19 July, 2008 or in subsequent issues.

There can be nothing worse than to login to Blogger one day and find you blogger blog gone, corrupted or deleted forever due to any unforseen error. Back up is very important. Here are a few simple ways to keep your Blogger blog safe and backed up….

Back up Blogger Posts

• Backup Your Posts - Bloggers Blogsend allows each of my blog posts to be automatically sent to my email address. So I have a back up of all my posts as individual emails. You can further create folders in your email account (as in Yahoo Mail) or apply labels (in Gmail), and create filters such that such emails can be collected in one place.
• Back up your entire blogger blog - Bloggers provides detailed instructions to create a single file with all your posts which you may publish and then copy to your own computer for use as desired. Remember to save a copy of your existing template in a file on your computer as you will need to have it at hand after this process is completed. This is good for a one time backup, but is cumbersome to do if you back up very frequently. Also you might mess up some setting and disbale your blog is not done right.
• Try third party back up tools - like the HTTrack Web site copier for Windows users and Webgrabber for Mac users. Each of these applications will create a fully working, interlinked local copy of your blog for browsing offline and easily allow you to back up. Remember it will take considerable time and internet bandwidth if you have a huge blog.

Back up Blog Template

• Back up the template whenever you change it. Just copy and paste the entire template code into any simple text editor like Notepad or Wordpad and save file with name like ‘myblog-date.txt’. After a while you will have a series of such files organized by date. If for some reason your blog goes away, just copy and paste the teplate back into Blogger and republish.
• If you have lost your template partly or fully - learn how to restore your blog template code and then back it up.

Back Up Blog Comments

• Blogger has an option to send you an email when someone leaves a comment on your blog. This is located in Setting > Comments option in Blogger. This enables you to collect all your comments as individual emails, much like the blogsend posts emails mentioned above. Then you can file them all together as labels or in a email folder.
• If you moderate comments, you can get all your comments as emails pending your approval. This email address can again be entered in Setting > Comments. If you do not want to save rejected comments as emails and recieve only published comments - then you can keep the comment moderation email address blank, while filling up the Comment Notification Address.
• If you use Haloscan Comments instead, then anyway your Blogger comments are off and Haloscan is keeping track of backing up your comments. I am using Blogger comments featured now with comment moderation, word verification captchas to combat comment spam.

Make blog back ups a habit and you will remember this post when it saves your blog on a bad day!

Google Gadgets are mini tools that offer cool and dynamic content that can be placed on any page on the web. Though you can Google gadgets to your iGoogle page, Google Desktop, Blogger, and Page Creator, its even cooler to show off Google gadgets on your own site. There are some very cool gadgets out there, and here are some of my top picks in random order.

10 Best Google Gadgets

1. Countdown - Counts down to a user specified date. Customize it to countdown to any blog event, contest closing date, poll closing date, blog anniversary etc. Here is another one with text only display. Keep reminding your visitors and never miss a deadline.

2. Google Translate My Page - Gives you a quick dropdown menu to allow non-english readers to select their native language and translate the page using Google translation services. You can also get more gadgets with language flags. This is a good way to make your blog multilingual and get read by a wide international audience.

3. Digg 2.0 - Discover the best news, images and videos as voted on by the Digg community. You can customize your Digg gadget by topic, and view more story information, such as comments and a friend’s activity feed. Share interesting content rocking the web right now. You can also add Google News or BBC News.

4. Slim RSS Reader - Lets you add a custom RSS feed to display on your blog. Enter the RSS feed, number of items, title and you are done. Customize more with Simple rss reader or support multiple feeds with CustomRSS. Display feeds from your favorite blogs or topical categories in your sidebar.

5. YouTube Gadget - Display the top YouTube videos on your site, and let visitors browse around the Youtube site as well as play the videos without leaving your site. If sharing videos is your style, you need this now. Also try Google Videos.

6. Google talk - Everyone has a google account mostly via gmail and if your visitors are logged in, this gadgets lets them see your contacts online right now and send them instant messages. You can publicize your gtalk id and chat with your readers.

7. Photo of the Minute - Grabs a new latest photo from Flickr. Remove the photo info to optimize the size better. There are lots of gadgets that can rotate an interesting photo, graffiti, captions or cartoons. Try the National Geographic daily photo, Photos from Flickr etc.

8. Google Calendar - If you mark your blogging events on a Google calendar and share your public calendar, then why not add it to your blog and publicize the events you track. Grab this official widget and never miss a event.

9. Dilbert widget - Dilbert cartoon strip is a daily read that will bring a smile on your visitors face. Grab the official widget, resize it and load the daily Dilbert color comic strips and ranking. Or opt for a random Dilbert strip.

10. Date & Time - Some people like to place a widget displaying the date, time and calendar. Add a clock to your page. Click edit to change it to the color of your choice. Narrow the width to remove the calendar.

How to add a Google Gadgets?

Select the gadget you like, click the “Add to your webpage” button, edit the Display settings, Click to “Preview changes” and the click “Get the code” button to generate the HTML. Copy and paste the HTML into your webpage’s source code and behold and surprise your visitors. Remember that most gadgets can be easily resized by dragging the window from the bottom right corner, before you decide the final size.

Got more time? here are all the Google Gadgets For Your Webpage. Let me know of other gadgets that deserve to be listed here and I will add them.

FIRST, there were two-minute noodles. Then there were 30-minute pizzas. And now you can file your tax returns, online, in 20 minutes! And here’s the icing on the cake: the government has done away with that long list of documents you had to submit, earlier.

Should I go the online way?
Chartered accountant Sandeep Shanbhag offers this tip: if your only income source is your salary, then filing returns online, is easy and cheap. But if you have multiple sources of income, multiple bank accounts, investments that your parents made in your name, investment income that you have no clue about, you will need professional help.

The cost factor
A chartered accountant charges you between Rs 1,000 and Rs 2,500, depending on your income sources and the documentation required. The fees charged by tax-filing portals range between Rs 181 and Rs 750.
How to file your tax returns online
Step 1: Visit any of the e-tax filing portals and register yourself. The popular ones are:

• taxshax.com
• myitreturn.com
• taxsmile.com

  Compare all three. You can also visit the Government’s web site and file your returns.

Step 2: Enter your details.
The portal takes you through a simple process where you need to share your salary income, rental income, interest and dividends, investments, et al. Keep the following documents ready, so that you have easy access too the details.

Form 16: It has the details of tax deducted from your income by your employer on your behalf. You will get this form 16 from your employer, if you work in a company.

• TDS (tax deducted at source) certificates: It has the details of the tax deducted by your clients (made on your behalf) before making your payment. Get these from your clients if you are an entrepreneur.
• Bank statements: You will need to find out the interest amounts credited every quarter on your savings account. You will find this in your bank statement.
• Statement of interest paid on your house loan: Get this from your bank.
• Details about your income from house property: You will have to enter this on the basis of the home rental agreement and rent receipts issued.
• Statement specifying the transactions made via broker for shares: Get this from your demat account or broker contract notes.

Keep the following details handy: bank account number, branch, MICR (magnetic ink character recognition) code. The MICR code is a 9-digit code, which follows your cheque number at the bottom of the cheque. Submit this code if a refund is due, so that the refund amount is directly credited to your account.

Step 3: Once you enter the details, the system will calculate the tax-payable amount.
In case you have to pay tax in addition to the TDS, deposit a cheque for that amount in any bank or make an online payment on the income tax web site.
Step 4: Pay online.
The portal generates the tax return form, automatically. Pay online or visit the nearest branch and complete the process.
Online payment can be made using your credit card, debit card, cheque book, demand draft or Internet banking. The fee ranges from Rs 180 to Rs 750, depending on the portal you choose and the complexity of your return.

Step 5: Get an acknowledgment.
The portal sends your details to the tax authorities, who will send you an acknowledgment within 20 minutes to 24 hours.
All that remains is for you to sign the form. Attach a digital signature* while submitting your form, online . Or you could take a printout of the acknowledgment and sign it, manually.
Submit this to the tax authorities or at the portal’s office (who will submit it on your behalf).

The downside
The tax-payable amount is based on the details entered by you. If your details are incorrect, you will end up filing incorrect returns. So, accuracy is a must!

Disclaimer: While efforts have been made to ensure the accuracy of the information provided in the content, the website or the author shall not be held responsible for any loss caused to any person whatsoever who accesses or uses or is supplied with the content (consisting of articles and information).

So you have decide to create your first blog on Blogger. It has a simple and fine interface that takes care of many things for you. This is my suggestion to you for your first free essential must haves for your blog.

1. Feedburner - It generates an smart feed compatible with all feed readers for free like my feed. It allows you to put easy subscribe buttons for XML, Add to yahoo, Add to Newsgator, Add to MSN etc. Read about how their single feed policy can benefit you.

It can give you a cool feed count chicklet button to show how many readers are using your feed to read your blog. It also gives you a headline animator which you can attach to your blog to display the recent 5 posts in a nice animated fashion. You can get an authentic Creative Common license, get a browser friendly RSS feed, Splice photos and links and more…

2. Haloscan - Trackback is an essential component of blogging these days. Unfortunately Blogger does not have trackback. Haloscan provides you with a seamless way to integrate free trackback in your blog by adding a small code. You can also integrate their comments component if you like to replace the Blogger comments. Read about Haloscan or Blogger comments.

The benefits are that you can edit Haloscan comments, and open them in a pop up and keep them separate from your post (Blogger allows you to only delete comments and not edit them, also on the post page all comments will show whether you like it or not).

The main disadvantage is it will not email you these comments (like Blogger) for free and it is difficult to track where these comments were made. Another major benefit is that it allows you to send pings and trackback to other sites when you mention about them in your posts.

3. Imageshack - Dont you want to fill your blog with images without hassles of registration. Imageshack provides an excellent interface to take care of your free image hosting needs. Maybe it is this the fastest way to host an image on the web. Allows lots of image format, hotlinking, transloading from other sites. Its a good idea to register to keep track of all your images in one place. It is much convenient than the proposed Hello and Picassa options…

Update: Blogger enabled hosting of images on its own webspace making it easier to host images in your posts. But you cannot manage or edit / delete your blogger images in any way

4. Technorati - Create and add a technorati profile. It allows you to claim your blog in this huge blogosphere. It allows you to put an excellent technorati search on your blog. The best part is that whenever someone mentions or links to any page of your blog, technorati knows and a search for your blog on technorati shows exactly how many sites link to which pages of your blog and when they were added with a small description. See why you need a technorati account.

5 - Sitemeter - Just takes 5 minutes to get a free tracker which gives you realtime site traffic statistics to check the quantity and quality of your site traffic with detailed referrer and geographic data. I have checked out several other tracking sites, but this one seems the best. Although you need to keep a counter visible (as a logo, visitor counter) and the statistics can be made private too.

StatCounter gives much more detailed statistics and the counter is totally invisible and free totally till you start getting large traffic, when you need to pay. But the disadvantage is that both of these track the last 100 visitors only, while another free service Extreme Tracking tracks them all… but you statistics cannot be made private. More options I like are Google Analytics for deep traffic statistical analysis and it is hidden too.

6. Feedblitz - It quickly allows your blog visitors to subscribe by email to your new posts. They just have to enter their email. You decide which page opens after they press Subscribe. A quick confirmatory email to them and they get 1 email daily with all your new posts. You can decide if you want to send the full post or short posts with defined number of characters. Very good to keep your subscribers informed of new posts. It allows them to unsubscribe easily also. Example for our blog.

7. My Blog Log - Tracks outgoing links to let you know where your traffic is going. The free limited version data is not in much detail, yet provides a good idea. You can also add a Top 5 Our Links module to your web site. Now they have a MyBlogLog community to get some extra site traffic too.

8 AudioBlogger- Audioblogger allows free unlimited audio posts from any phone to your Blogger blog. You call the number (Currently a US phone number), record a post, then your blog is updated with an audioblogger icon and a link to your recorded audio.

9. w.bloggar - It is a Post and Template editor, with several features and resources that the browser based blog editors do not offer. It enables users to have only one interface to several accounts hosted on several different sites, using different publishing systems. Helps to manage multiple blogs on Blogger very effectively.

10 Blogger Mobile - opens a new concept of Moblogging i.e. blogging by your mobile phone. When you send text or photos from your mobile device to go@blogger.com they’re automatically posted to your new blog page.

11. Blogexplosion - helps you get confirmed traffic to your blog. The principle is simple, you visit other peoples blogs and they visit yours. For every 2 blogs you visit, one visitor comes to you. This is very good if you are new blogger and have hardly any traffic. Definitely try the Rent a Blog advertising swap service.

12. Pingoat - Pinging lets dozens of blogging services know you’ve updated your site and increases traffic to your blog. Just enter your blog name and blog home page, check the blogging services you want to ping, just click ‘Submit Pings’ and in one click it pings all of them. Pingoat offers a wide variety of such services and is fast too. See many more one click pinging services.

13. Creative Commons - It offers a flexible range of protections and freedoms for authors and artists. They have built upon the “all rights reserved” of traditional copyright to create a voluntary “some rights reserved” copyright. They are nonprofit and all tools are free and useful to highlight the way in which you want others to use you content.

14. Google Adsense and Search - When you take all effort to write for a blog, why not optimize it to make some money. Let users search for good posts in your blog. And now it even helps to monetize you feeds.

This is periodically updated. Happy Bloggering!

Doctor, Engineer or Actor! Which profession suits you the best? To find out sms JOB (Your Name) to 51515 E.g.: JOB Raj to 51515. Rs.3/sms
This is a sample SMS that is delivered to its customers by Vodafone’s (Mumbai, India) marketing department. I wonder if there really are people who use these type of sms services that are far from truth. Say I send JOB SHAHRUKH what job suggestion will return back. ACTOR? Then I think Vodafone is suggesting that everyone who bear name Amitabh, Shahrukh or Aamir are best suited to work as actor. If the returned job suggestions is NOT ACTOR then we should say to our very Shahrukh Khan “Hey you are misfit in what you are doing! Why don’t you try something else”
What do you say?
Here are some more interesting SMSs
Kya aap romantic hain? Kaisi hai apki romantic life life? Janiye yeh sab! Sms VAL (ur Date of Birth) to 53131. For eg. VAL 25041982 to 53131. Rs3/sms
Ab check karein kitna pyaar hai do logon mein. sms SOUL (your name) (your partners name) to 53131. E.g. SOUL Saif Kareena to 53131. Rs3/sms
Just imagine what will happen if your wife sends your date of birth for the first sms above to recieve “HIGHLY ROMANTIC” and your’s and her name for the second sms to get result “TOO LOW”!!!… guess ! guess guess!!!!
Some more….
Smart, Intelligent, hard working aur kya khubiyan hein aap mein! SMS NAME (apna naam) to 51515 par aur janiye apne baare mein. E.g. Name Salman to 51515. Rs3/sms
Red, Green, Yellow, Black or Blue! Aapka favourite colour batata hai hai aapki personality ke baare mein. SMS COLOR to 53131 Rs3/sms
Aap ke sone ke tareeke se pata chalti hai aapki personality. Sms SLEEP to 51515 par aur janiye apni personality ke baare mein. Rs3/sms
Oh! So there are so many ways to know about your own personality! Which one should I use to know about myself?? Why not all three!!! Here we go!!! … Seems like I have Multiple Personalities (disorder)
Here are some more…
Jaaniye Love Guru se 10 golden rules jinse aap jeet sakte hai kisi bhi ladki ka dil. SMS karein RULES to 51515. Rs3/sms
Har insaan ke andar chupa hua hai ek leader. Aapke andar ka leader kaun hai. SMS karein IDOL (apna naam) to 51515 par. For eg: IDOL Kareena. Rs3/sms
Feels like Partner-2 and Leader-102…
Got bored reading all these above messeges? Hey don’t forget these are samples from what I get each day!!If you are one of those using these services remember all these SMSs have a single thing in common and that’s “Rs3/sms”… so whatever be the content, intention is the same! Increase your bill or decrease your talktime, Rs.3 at a time.
Jaago Grahak Jaago!

There are basically two categories of applicants:
1. Individuals / HUFs
2. Others.

1. Individuals and HUFs

ITR 1
This form can be used only by an individual having a salary and interest income. Form ITR-1 cannot be used if the individual has any income under other heads like:

a. Property rental income

b. Capital gains

c. Dividend income from shares of foreign companies (which income is not tax free in India)

d. Winning from lotteries or any other prize money

Thus, even under the head “Income from Other Sources”, if the taxpayer has any income other than interest income then he cannot use ITR 1. The IT department websites offers two versions of ITR 1 — Version 1 is two pages and Version 2 is three pages — though honestly the font size seems to be the only difference between the two.

It may be noted that this form is likely to be of use to a very limited number of taxpayers since most salaried taxpayers have income from other heads as well as income from sources other than interest (which would be chargeable to tax under the head ‘Income from Other Sources’). Therefore, one can only wonder about the actual utility of this form.

ITR 2
This form has to be used by Individuals/ HUFs having income from any source other than business or professional means. Thus, this form is to be used if, besides salary and interest income, the Individual / HUF has income from house property or capital gains (short or long term), or income from other sources. This is probably one that most salaried professionals will be using.

This form is 12 pages long. But don’t get alarmed. Out of the 12 pages, six pages are only by way of guidance notes. The actual form is only six pages long.

ITR 3

ITR 4
The last, ITR 4, is to be used by Individuals/ HUF having a proprietary business or profession. Thus, any person who has his own business/profession (even if he is also a partner in a partnership firm), then he would have to use ITR 4. This form is 30 pages long with 10 pages of guidance notes.

2. Others

ITR 5
This form is to be used by Firms/ AOPs/ BOIs to file their returns. It is a 22-page Form with 30 schedules to it. In addition, there are 10 pages of guidance notes to help taxpayers fill up the form. Apart from the details of the income and tax, this form requires the taxpayer to fill in details of the FBT. ( Fringe Benefit Tax)

ITR 6
This form is to be used by companies to file their returns. It is a 24-page form with 34 Schedules to it. This form replaces the earlier Form no 1. In addition to 24 pages, there are nine pages of guidance notes to help taxpayers in filling up the form. Apart from the details of the income and the tax, this form also requires the taxpayer to fill in details of the FBT.

ITR 7

ITR 8
This form is to be used by those who are liable to file returns for fringe benefits and not the Return of Income. It is a four page form with three additional pages of guidance notes.

So, Am I succeeded in confusing or clarifying? If it’s the latter then my is done. The above should help you to select the form which is most appropriate for you and that is half the battle won for paying your tax. The other half of course is finding creative ways to save your tax! Lets leave that for another article.

Disclaimer: While I have made efforts to ensure the accuracy of my content neither this website nor the author shall be held responsible for any losses/ incidents suffered by people accessing, using or is supplied with the content.